I find the gauges are a guide and not accurate enough to base any diagnostics on, after all the sensor and it’s earth are in the submarine tube, not on the engine. The ECU temperature is the only real guide but you can’t get to that without easymap. My car reads about 10C above the ECU on the gauge. I also think there is probably nothing wrong, but that will depend on the thermostat fitted to your car? Any chance you could post a picture of it. If you look at the CC parts website you will see two Duratec thermostats the 82C or 105C, the 105C has much longer plastic hoses on the housing. The 105C stat is what expect to be fitted to your car, it was mine. Since mine was an early 360R the ECU was programed to switch the fan on at 95C and off at 93C, which meant the fan was running pointlessly because the stat had not opened and the bottom hose was cold. If you haven’t got that situation then I suspect you have no problem. If you are confident you have no got an air lock, wait for the bottom hose to get hot, I.e. the stat to open, then wait a bit more for the fan to come on. If your not confident on the air locks, get hold of a IR thermometer, test it on some boiling water in a pan, then let it run up to temperature checking with the IR thermometer.