Track day insurance tips.

[Lardy]

I looking to take out some track day insurance for next year:

The car is insured by the company for road use, the broker will not insure it for track days so it needs to be separate.

In general what are you covered for?

What is the usual situation if someone else crashes into you at a track day?

Things to look out for etc *thumbup*

 

^{😬 😳 *wink* 😳 😬}

R400SV 200BHP OF MAYHEM

[Shaun_E]

The only company I know of that will insure you separately for track days is Competition Car Insurance part of THB Egger Lawson. The cost per event is quite high (proportional to the value of the car or value insured). Most people who have track day insurance seem have it as part of their road going policy either through Egger Lawson or one of the other Caterham specialist policies (Adrian Flux, Haggerty, Footman James, etc.). Many people do not insure for trackdays.

I am not 100% sure of the policy details but suspect it only covers your own car. On trackdays you sign a disclaimer and its every man for himself - if another car hits you you have no automatic right to claim against them. Having said that, most track day incidents are car meets scenery incidents rather than car hits car.

 

Yellow SL #32

[irrotational]

As above - i got insurance through my normal policy with EL. It only covers physical damage to your car - and even then with a 10% excess!

 

I also had to get seperate cover for two european TD's and it was very expensive! *eek*

 

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this is a local sig for local people!

[Lardy]

Thanks, I will have a nose around.

 

^{😬 😳 *wink* 😳 😬}

R400SV 200BHP OF MAYHEM

[Violet Elizabeth]

Or try Marsh Sports leisure and entretaintment.

 

if you search for "Mandi Selvey" in ChitChat there is a number, and some other insurers to try IIRC.